Shiny is better.

It’s amazing how much faster #ApplePay got with the #iPhoneX. Has to be 5-10x faster, and it was pretty fast before. Cashier was shocked it had gone through already, thought something was ‘fishy’.
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So if I understand it right #Apple is moving into bank business with #ApplePay? Holding big amounts of cash for it's users and Apple gets the interest? Also think Apple is a little to late with this and it seem a little awkward to move cash to account.
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You gave up too much to turn back now.